As an effective means to stir up residential consumption, residential Mortgage Loan has been developed very quickly in recent years.

个人住房抵押贷款作为启动住房消费的有效措施之一，近年来已有了长足发展。

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While most residential-mortgage-loan servicing is concentrated among a few banks, Nationstar is a nonbank servicer, and has said it believes the industry is shifting toward nonbank servicers as banks seek to exit from the business, which can be volatile and capital-intensive.

WSJ: Nationstar to Buy $10.4 Billion in Mortgage-Servicing Rights from BofA

Some of the soured assets Beal purchased at fire-sale prices were residential mortgage-backed securities that were sold in deals in which banks made representations and warranties about loan quality and promised to repurchase those loans if the representations were no good.

FORBES: Billionaire Banker Targeting Big Banks Over Mortgages

At the very least, there was the basic four page Uniform Residential Loan Application (Form 1003) that was the foundation and the starting point for ALL mortgage loans.

FORBES: The Great And Powerful New Ability-To-Repay Rule